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Ask HN: What options do we have to invest money on for the current status quo

by kevindeasis on 11/9/21, 6:29 AM with 6 comments

Im trying to find out how you folks are investing your money. Do you guys stick with fundamentals or are you guys looking at security analysis ?

Do you guys are worried about inflation? im not really sure where i can read about both sides of yhe table. How did you guys dealt with bear markets / bull markets? how did you guys know youre in one or youre in about to approach one?

What reading materials you guys have to keep up to date and get informed about current status quo of the markets as well as the future state

I’m getting a lot of noise and I find it hard to make good judgements nowadays.

  • by 0x008 on 11/9/21, 6:48 AM

    I am just sucking all my excess funds in MSCI or S&P 500 ETFs hoping that this way my money will not be eaten by the 6% inflation we have right now.

    Unfortunately when you are not able to buy real estate this is the only option. Times like these are really hard for regular people/small investors. Why? Well investing In ETFs does have some inherent Risks associated with it (what if the market goes down and I need my money suddenly?). But it is this versus a certain loss of money, so I rather take that.

    I am feeling really frustrated with these high stimulus times. Yes the markets go boom and all stocks are ridiculously high, but the inflation forces you to invest, which is adding more gas to the fire. If you are not financially inclined, or cannot take the risk of investing in stocks (which historically have been a very risk type of asset), you are SOL and you will lose money. You know who most certainly won’t lose money in the long run? The Big Wall Street guys and the 0.1%.

    Tough times for the regular Joes out there.

    But god bless our system, let’s pump up all the numbers, so the 0.1% can accumulate even more of the wealth.

  • by oriori on 11/9/21, 6:39 AM

    Growing money from money is one of those old world business models, I think that a new paradigm where investing in people makes more sense than stocks and bonds.

    Would like to see a micro finance/venture capital sector that focuses on cottage industries.

  • by BrMck on 11/9/21, 7:12 AM

    The Intelligent Investor + Security Analysis (after II) is all you really need. Both are by Graham.

  • by cable2600 on 11/9/21, 7:13 AM

    I have a house I just finished buying off. Real estate goes up in value a good investment plus you own your own home and don't have to pay rent. It costs money to fix it up, and it is how Donald Trump got rich buying used condos and fixing them up and selling them for millions.

    The stock market is iffy. I had a 401K and ROTH IRA that went down from the original $150,000 I had in it to $1000 now. Tech stocks don't do too well because of debt and reinvesting in R&D.