from Hacker News

Ask HN: How much money do you have?

by microdrum on 1/24/21, 3:54 PM with 43 comments

No one talks about this. How much money do you have? How old are you?

Count your house equity, your bank, brokerage, and IRA. But don't count anything that isn't vested and at least arguably liquid, and don't count anything you inherited.

  • by larrykubin on 1/24/21, 4:49 PM

    Tons of people talk about this - check Blind, /r/financialindependence, and the millions of people on Twitter and WallStreetBets that post every winning options trade. People are constantly comparing sizes on the internet.
  • by dusted on 1/24/21, 9:07 PM

    I'm 35, somewhat frugal, always driven old cars, never buying new clothes and such, all furniture gotten for free (facebook has these "giving away" groups), even my stereo and TV were free. Only thing I spend money on is a new computer once every 4-5 years (but then I build a nice one).

    I own the house I live in, I bought it with my savings, no loan, meaning the house was cheap to begin with, saved a good amount of money by not taking a loan.

    I have around $30k in the bank and around $80k in real estate.

    I work as a codemonkey, normal yearly salary for my country, about $80k/year.

  • by cercatrova on 1/24/21, 4:28 PM

    About 100 million (startup exit, not to flex, just answering the question). Why do you ask?
  • by cm2012 on 1/24/21, 6:37 PM

    I'm 30. I have about 100k in credit card debts and 200k left on my mortgage. So negative -300k lol.

    I make over 300k a year though so I'm catching up on paying this off.

  • by swimminginlove on 1/24/21, 6:41 PM

    21yo and $2k

    Commented so you don’t feel bad about being the only non-millionaire on this site.

  • by newfeatureok on 1/24/21, 4:15 PM

    Why not count inheritance? What’s the point of this exercise?
  • by san_dimitri on 1/24/21, 11:48 PM

    I am 35. I moved to the Bay Area in 2010 with a bank balance of 10k which were basically my savings from my part time job in University. I started my first job and have been saving monthly since then. I don't own a house as it is too expensive. In the decade since, I met my future wife, married and had a child. I have close to 450K in savings + some stock. I am mostly frugal but spend for my wife and child.
  • by aayush4vedi on 1/24/21, 8:29 PM

    24yo, $5.5k Full Time Developer job, starting into the SideHustler world. Commenting here for my future (millionaire) self :3
  • by ketanmaheshwari on 1/24/21, 6:30 PM

    Got about 22.4 million USD accounting for everything OP asked.
  • by ixacto on 1/24/21, 6:54 PM

    Only $186135.22 at 32/m/techland #poverty right?. Going to check back in 5years after the startup exit ;).
  • by factorialboy on 1/24/21, 5:04 PM

    Never enough.
  • by giantg2 on 1/24/21, 7:58 PM

    Not enough. I hate my job and would retire in a heartbeat if I had the money to.
  • by a_bored_husky on 1/24/21, 11:56 PM

    I'm 28 and about $700
  • by cpach on 1/24/21, 5:38 PM

    I’m okey, still need to work for a living though (^_^)
  • by max_ on 1/24/21, 8:06 PM

    Just about $100
  • by michaeltlee on 1/24/21, 10:05 PM

    ~$0.