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Ask HN: What personal checking account are you using?

by chaoxu on 12/12/20, 6:44 AM with 5 comments

I saw the discussion on the best bank for startups https://news.ycombinator.com/item?id=23682511 and was wonder what people use as a personal checking account.

There are many financial products out there, but I don't think any consumer checking account having an API.

  • by ystad on 12/13/20, 3:03 PM

    I use my local credit union primarily since they are "supposed" to be non-profit, lower interest rates and fees. I used the term supposed, since there are a lot of variance. I was thinking about Chime too

    Why do you need a bank API?

  • by toomuchtodo on 12/13/20, 11:24 PM

    Fidelity and Schwab. No minimums, no fees, ATM reimbursements. I don’t need an API, I need consistent, reliable banking services (checks, wires, mobile check deposits, mobile app).

  • by giuliomagnifico on 12/12/20, 7:55 AM

    MoneyWiz https://wiz.money/new-in-moneywiz-2020 it can sync with a lot of banks

  • by garmaine on 12/12/20, 6:58 AM

    Schwab. Nearly all fees waived because it is a loss leader for their optional investment products (which are also very good btw).

    What do you need an API for?

  • by flurly on 12/14/20, 12:02 AM

    I use mercury, they've been pretty great and have an API as well!