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Ask HN: Credit Freeze Recommendations

by boredgamer2 on 5/12/20, 9:46 PM with 1 comments

• by gt2 on 5/13/20, 1:01 AM

  You can send requests directly to each bureau if I remember correctly. Some cost a bit more to do it electronically, but it's all pretty low, 5-15 bucks I believe.

  Then they each have a similar but slightly different way of unfreezing it. And some allow it to be unfrozen for a short amount of time, or for 1 request, or for a specific merchant.

  Seems there's a lack of standards there and I wondered if it works. I verified it did when I tried to sign up for a new cell plan in a mall once and they said it was frozen. Said I would need to unfreeze 2 of the bureaus if I wanted a chance at passing their credit check.